Keep Your Business Vehicles and Drivers Protected on the Road
- Commercial auto insurance is designed to protect vehicles used for business purposes against accidents, liability, and unexpected risks. With Covella, you get coverage customized to your industry and business needs.
Why Covella
Simple & Flexible
- No employees required to qualify
- Short-term or ongoing coverage
- Pay-as-you-go, no hidden costs
Built for Every Business
- Perfect for start-ups and small teams
- Coverage for high-risk industries
- Designed for construction, trucking, restaurants & more
Fast & Hassle-Free
- Get a custom rate in minutes
- Paperwork kept to a minimum
- Digital proof of coverage delivered instantly
Getting Started is Easier Than You Think
01
Fill out the Appetite Check Form
02
Get a Call + Instant Quotes
03
Choose the Right Plan
04
Sign Electronically & Get Covered
Who Needs Commercial Auto Insurance?
- Any business that owns, leases, or uses vehicles for work. Whether you run a small contracting business with one van, a food truck, or a fleet of delivery trucks, personal auto insurance won’t cover you for business use. Without the right policy, your company is exposed to accidents, lawsuits, property damage, and costly medical bills.
- Industries That Rely on Commercial Auto Insurance:
- Construction & Contractors: Roofers, electricians, plumbers, painters, and general contractors.
- Trucking & Logistics: Owner-operators, delivery drivers, cargo vans, and fleets.
- Food & Hospitality: Food trucks, catering businesses, and mobile vendors.
- Service Providers: Landscaping, janitorial, HVAC, and cleaning companies.
- Retail & Warehousing: Businesses transporting goods or equipment.
- With Covella Commercial Auto Insurance, you get customized protection for cars, vans, box trucks, and specialty vehicles—keeping your business compliant, covered, and confident on the road.
What People Say About Us
- "Covella made getting workers' comp coverage so easy. I got my quote in minutes and had my certificate the same day. No hassle, no runaround — just simple, professional service."
- Michael R.
- General Contractor
- "As a small restaurant owner, I didn't think I could afford workers' comp. Covella's pay-as-you-go option was perfect for my budget, and the team walked me through everything."
- Sarah T.
- Restaurant Owner
- "I've been in trucking for 15 years and this is the first time an insurance company actually made the process easy. Quick quotes, fair prices, and real people who care."
- James L.
- Trucking Company
FAQs
Commercial auto insurance covers vehicles used for business purposes. It protects against accidents, property damage, medical expenses, and lawsuits that personal auto insurance does not cover.
Yes. If you use your personal car for deliveries, transporting tools, or visiting job sites, personal auto policies won’t cover business-related accidents. You’ll need a commercial auto policy or a hired and non-owned auto endorsement.
Covella covers a wide range of business vehicles, including cars, vans, pickup trucks, box trucks, food trucks, cargo vans, and specialty vehicles used for work.
Almost every state requires commercial auto liability coverage for business-owned vehicles. Driving without it can result in fines, lawsuits, or being held personally liable for damages.
Costs depend on factors like vehicle type, number of drivers, driving records, industry, and coverage limits. On average, policies range from $750 to $3,000 per vehicle annually, but Covella helps you find the best rate for your business
Ready to Get Covered?
- Get a custom quote today and start your coverage in minutes.
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- info@covella.com
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