Hotel Insurance That Protects Your Business and Guests
- Tailored Coverage for Hotels, Resorts, Motels, and Hospitality Businesses
Why Covella
Simple & Flexible
- No employees required to qualify
- Short-term or ongoing coverage
- Pay-as-you-go, no hidden costs
Built for Every Business
- Perfect for start-ups and small teams
- Coverage for high-risk industries
- Designed for construction, trucking, restaurants & more
Fast & Hassle-Free
- Get a custom rate in minutes
- Paperwork kept to a minimum
- Digital proof of coverage delivered instantly
Getting Started is Easier Than You Think
01
Fill out the Appetite Check Form
02
Get a Call + Instant Quotes
03
Choose the Right Plan
04
Sign Electronically & Get Covered
Who Needs Hotel Insurance?
- Hotels face unique risks every day, from guest injuries and property damage to employee accidents and business interruptions. That’s why hotel insurance is essential for protecting your investment, staff, and guests. With the right coverage, your hotel can handle unexpected challenges without financial setbacks.
- A comprehensive hotel insurance policy typically includes general liability, commercial property insurance, workers’ compensation, and business interruption coverage. These policies safeguard you against lawsuits, accidents, natural disasters, and loss of income if your property cannot operate temporarily. Hotels with bars or restaurants may also need liquor liability insurance and food liability insurance.
- Whether you manage a luxury resort, boutique hotel, motel, bed-and-breakfast, or extended stay property, the right insurance helps cover risks like theft, fire, data breaches, and guest complaints. Hotel insurance ensures that your business is financially protected while maintaining a safe and reliable experience for your guests.
- At Covella, we connect hospitality owners with affordable and customized hotel insurance plans. Policies can start as low as $49 per month, making it a smart investment for any property owner. Get a free quote today and protect your hotel’s future with comprehensive coverage.
Industries We Cover
What People Say About Us
- "Covella's restaurant insurance gave us exactly what we needed — coverage for our kitchen, dining room, and staff all in one policy. The team made it incredibly easy to understand what we were paying for."
- Maria S.
- Fine Dining Restaurant Owner
- "Running a food truck means I'm constantly on the move. Covella's flexible coverage options and mobile-friendly service made getting insured a breeze. I got my certificate the same day!"
- David K.
- Food Truck Operator
- "We opened our café during the pandemic and needed affordable, reliable coverage fast. Covella delivered with great rates and fantastic customer support. Highly recommend!"
- Jessica L.
- Café Owner
FAQs
Hotel insurance is a package of business insurance policies designed for the hospitality industry. It covers guest injuries, property damage, employee accidents, liability claims, and more.
Yes. Whether you run a resort, motel, or boutique inn, hotel insurance protects you against risks like fire, theft, lawsuits, and employee injuries.
Costs vary based on hotel size, number of employees, location, and services offered. Basic hotel insurance can start from around $49 per month.
Typical policies include general liability, commercial property, workers’ compensation, business interruption, and cyber liability insurance. Hotels with restaurants or bars should also consider liquor and food liability coverage.
Yes. Hotel insurance can be tailored for small businesses, including motels, bed-and-breakfasts, and boutique properties.
Ready to Get Covered?
- Get a custom quote today and start your coverage in minutes.
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